Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.